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5 Things to Know Before Hiring Your First Employee

5 Things to Know Before Hiring Your First Employee

Is it time for your business to start hiring employees? If you've been a one-person operation until now, hiring your first employee can be an exciting growth step. It can also feel a bit confusing and intimidating. Here are 5 things you need to know if you're ready to hire employees. Know the Difference Between Employee vs. Independent Contractor Will you be hiring an employee or subcontracting work out to an independent contractor? It's important to ...
What Type Of Insurance Covers Patent Infringement?

What Type Of Insurance Covers Patent Infringement?

Have you patented a product or process for your business? If you’ve created something new and wonderful, you'll want to protect that product, process, or design from being used without your permission. Patent infringement insurance is a great way to protect your IP and your business. We've answered some of your biggest questions about patent infringement and how to protect your patents. What Type of Insurance Covers Patent Infringement? Intellectual property insurance, aka patent infringement insurance, can ...
The 2022 Guide to Contractor Insurance

The 2022 Guide to Contractor Insurance

What do you need to run a profitable construction business in 2022? Artisan contractors and smaller construction businesses face challenges that larger firms do not. But with the right planning and policies in place, you could arm yourself with the right tools to help you increase profits and reduce risks for 2022 and beyond. Managing Construction Risks in 2022 In addition to the typical risks associated with running a small construction business, such as safety, financial, ...
Faces of Aegis: Full Belly Deli

Faces of Aegis: Full Belly Deli

All images are courtesy of Full Belly Deli. This post is part of our Faces of Aegis series. We're spotlighting our clients, the people and businesses who are making an impact in our Tahoe-Truckee community and beyond! Read more of our client spotlights here. When is a sandwich more than just a sandwich? When it's made by Full Belly Deli! Co-owners Eric and Tom, along with Chef Cody, have made the simple sandwich into an art ...
How Much Does Tool Insurance Cost?

How Much Does Tool Insurance Cost?

If you've got the cash to grab a sandwich from the local deli on your lunch break today, then you likely can afford to insure the tools and insurance that help you get the job done. How Much Does Tool Insurance Cost? The median premium for an artisan contractor's tools and equipment insurance is $14 per month. That’s around $169 per year for a policy with a $5,000 limit. Several factors go into determining your policy rate, ...
How to File A Homeowner's Insurance Claim After A Wildfire

How to File A Homeowner's Insurance Claim After A Wildfire

Tragedies like the Dixie Fire and the Caldor Fire bring the devastating impact of a wildfire to the top of everyone's mind, even if you live outside the fire line. Developing your disaster preparedness plan should include ensuring you're ready to file the appropriate insurance claim if need be to help repair and rebuild your property. Learn how to prepare to file a homeowner's insurance claim in the event that disaster strikes. Ensuring You're Prepared to ...
Are Tools Covered Under Homeowner's Insurance?

Are Tools Covered Under Homeowner's Insurance?

Your personal tools are a regular fixture around the house -- repairing that faucet that has been leaking for days or assisting a Saturday afternoon working in the garage. What happens if they're lost, stolen, or damaged in an accident? The good news is, your personal tools and other belongings may already be covered! Your Homeowner's Insurance can help protect your personal belongings in certain circumstances. Keep reading for a better understanding of when your ...
What Insurance Policy Covers Tools and Equipment?

What Insurance Policy Covers Tools and Equipment?

A contractor's tools are the lifeblood of their business. Make sure you have the right coverage to protect the equipment you need to get the job done right from loss, theft, and damage. Often, policies like your homeowners and renters insurance, or your commercial or personal auto insurance, don't extend to your tools and equipment. Make sure you know if your tools are covered. Discover the three insurance lines that can help protect your tools ...
How AEGIS is Serving our Local Truckee Community in 2021

How AEGIS is Serving our Local Truckee Community in 2021

At AEGIS, we're committed to strengthening our local community here in the Truckee-Tahoe area. This year, we're supporting four organizations and events that are helping to create a strong community where local businesses and families can thrive. Learn more about these community pillars. 4 Ways Aegis is Supporting Our Community Here in Truckee Sponsoring the Truckee Pro Rodeo The Truckee Pro Rodeo Association is dedicated to enriching our community and keeping Truckee's Western heritage alive. The rodeo, ...
Faces of Aegis: Pacific Crest Coffee

Faces of Aegis: Pacific Crest Coffee

All images are courtesy of Pacific Crest Coffee.  This post is part of our Faces of Aegis series. We're spotlighting our clients, the people and businesses who are making an impact in our Tahoe-Truckee community and beyond! Read more of our client spotlights here. At Truckee's Pacific Crest Coffee, the perfect brew is both an art and a science. Pacific Crest Coffee's story begins with two athletes and an unforgettable gift. Coffee aficionados and casual sippers ...