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Can You Offer Health Insurance To Independent Contractors?

Can You Offer Health Insurance To Independent Contractors?

There are many benefits to working with independent contractors and freelancers as you build your business. You can access experienced professionals you may otherwise not be able to afford. You can tap into the expertise of a professional to accomplish a short-term goal without worrying about adding them to the payroll for the long term. And you don't have to worry about the taxes and benefit requirements of hiring an employee. But what if your favorite ...
Understanding General Liability Vs. Professional Liability For Your Business

Understanding General Liability Vs. Professional Liability For Your Business

Protecting your business against lawsuits is an unfortunate part of business ownership. As many as 43% of small businesses have been involved in or threatened with a civil lawsuit, the costs of which can range from thousands to hundreds of thousands of dollars. For many, the cost of a lawsuit can mean the end of a business — closing their doors for good. There are many reasons small business owners get caught up in litigation. ...
Is My Camper Covered By Homeowners Insurance?

Is My Camper Covered By Homeowners Insurance?

You've got auto insurance protecting your car and homeowners' insurance in place for your house, but what protects the unique recreational vehicles you use for play? Campers, RVS, boats, and even golf carts may spend the majority of their time stored on your property. However, understanding how to best protect these recreational vehicles can be a bit confusing, especially if they spend a significant amount of time parked on your covered home property. Is My Camper ...
Does Homeowners Insurance Cover Exterior Repairs?

Does Homeowners Insurance Cover Exterior Repairs?

Are you a homeowner wondering if your homeowners insurance policy will cover your exterior repair? You’re not alone. We did a deep dive into the questions homeowners search for most online regarding insurance coverage and their homes. From your windows to your siding, roof, and garage door, here are the answers to your biggest — and most searched — exterior home coverage questions. Does Homeowners Insurance Cover Siding? Siding performs both protective and decorative functions for your ...