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Do You Need Very High Fire Hazard Severity Zone Insurance?

Do You Need Very High Fire Hazard Severity Zone Insurance?

Do you need Very High Fire Hazard Severity Zone Insurance? From San Diego to Siskiyou, CAL FIRE has identified very high fire hazard severity zones (VHFHSZ): areas at extreme risk for wildfire. Every county in the entire Golden state has - at the bare minimum - moderate fire hazard severity zones. Many CA counties consist almost entirely of high or very-high fire hazard severity zone areas. In other words, if you live in California, there’s a ...
What Insurance Do You Need for Your Vacation Rental Property?

What Insurance Do You Need for Your Vacation Rental Property?

The purchase of investment rental vacation properties is on the upswing. Over two-thirds of second home owners rent out their properties for a portion of each year to help cover the costs for their vacation home. Because most vacation rental properties are located in places with higher exposure to risks – such as wildfires, flooding, hurricanes, theft, and vandalism – investors are in need of insurance that will help cover the costs. Additionally, renting out a vacation ...