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Equipment Insurance: What It Does and Who Needs It.

Equipment Insurance: What It Does and Who Needs It.

When running an active work site, one of the most important pieces of the puzzle in addition to your workers, is the tools they hold. Accidents happen all the time; tools and equipment are often lost, broken, or otherwise put out of commission. However, the job must go on, and replacing all of the tools and equipment using the money out of your own pocket can rack up fast. Learn about equipment insurance coverage ...
Your Guide to Course of Construction Insurance

Your Guide to Course of Construction Insurance

Course of construction insurance, also known as builder's risk insurance, provides coverage for damage to construction projects caused by weather, fire, vandalism, or theft. For example, let's say you are nearing completion of an apartment building but vandals break in and pull the fire sprinklers, flooding the building. Having to pay out of pocket for all the repairs and delays could potentially ruin the project and your business; that's where builder's risk insurance comes ...
What States Require Workers’ Comp and Who is Exempt?

What States Require Workers’ Comp and Who is Exempt?

Workers' compensation insurance is required throughout the entire country; however, workers' comp laws are different in every state. At its base level, workers' compensation laws require most employers to pay a certain type of insurance that covers medical expenses in the case where a worker is injured on the job. With workers' comp protection in place, workers who are injured or become ill while performing their job duty won't have to worry about the out-of-pocket ...