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Study: One-third of business owners affected by extreme weather

It is no surprise that Southwestern areas of the United States experience different weather patterns than other sections of the nation. One thing that remains clear though, is that small- to medium-sized business owners can be severely impacted by heavy storms. Without the right Arizona business insurance, company leaders could find themselves in a financial hole, forced to pay for repairs out of pocket. Even then, it might be difficult to reopen their stores. For example, ...

Why a strong recovery plan requires business insurance

Small business owners have numerous things to think about on a daily basis, but it is also crucial that they plan for the long-term. A failure to do so could mean that the company permanently closes its doors much sooner than expected.A Forbes contribution piece highlighted several tips for business owners to follow in preparation for a disaster. For starters, it is a good idea to prepare for power outages. This blog has previously ...

Don't delay your Nevada business insurance

For business owners in Nevada, Hurricane Sandy might seem like an event that happened on another planet. The East Coast was ravaged last October, but what does it mean for small- to medium-sized companies located in the southwest and western areas of the United States?Unless an organization has the right Nevada business insurance policy, recovering after a natural disaster could be time consuming and expensive. Owners could easily go bankrupt by funding repairs out-of-pocket. ...

Arizona tourism business gaining steam

Arizona small- to medium-sized business owners that operate companies within the tourism industry are receiving good news lately. The state's Office of Tourism released numbers showing that last year, visitors spent $19.3 billion. That equals out to about $53 million per day.Whether a company leader is looking to open an organization's doors for the first time, or wants to build upon an established brand name, having the right Arizona business insurance policy will help ...

FEMA: Over one-third of small businesses do not reopen after a disaster

How protected is your small to medium-sized business? In the case of flooding, being located on higher ground might be helpful, but on the off chance that water breaks through, does your commercial property insurance account for such an event? Company owners likely want their firm to be successful for several years, perhaps even decades. To ensure this, the right business insurance policy—or set of policies—needs to be purchased. According to the Federal Emergency Management Agency ...

Keeping your business protected while the economy recovers

The Bureau of Labor Statistics released the nation's job report for June, showing that the U.S. economy is continuing its slow recovery. While the unemployment rate stayed steady at 7.6 percent, there were also 195,000 jobs added.Smaller businesses, or even highly niche companies, might not find their organization in one of the many sectors listed as adding or not adding positions. Even so, this does not mean that the jobs report should be considered ...

California releases first state-wide data breach report

As a California business owner, it is very likely that you are somehow connected to the internet. Your company probably has a website and you might even be using cloud computing to store important data such as customer information or even your own financial records. Data breaches are becoming increasingly common, which is why you need to find the right technology insurance for your organization.  When checking your California business insurance policies, this aspect cannot ...

Keep business insurance part of your recovery plan

Having a general business insurance policy is a necessity for any organization, but it is especially vital for small to medium-sized companies to have one in place. Smaller firms might not be able to bounce back as quickly as larger ones when disaster strikes. No owner wants to dip into savings or take out a mass amount of loans to repair property damage, but without the right commercial property insurance, those could be the only ...

Simple, smart things to keep in mind when starting your business

California has been the destination for many aspiring individuals for centuries. If you are among the many small to medium-sized business owners who wants to start fresh in the Golden State, it is important to have an accurate idea of what life will be like and what must be done for you to have a thriving company.A recent Forbes article highlighted some key things for entrepreneurs to keep in mind to ensure that they ...

How one storm can have a lasting impact

This blog has previously discussed what business owners need to do to guarantee that even if the power goes out, their company can stay profitable. No one who runs their own organization can guarantee that a powerful storm will never impact their property, or that the business will never fall upon hard times. What is important though, is to keep a company prepared for numerous situations.Any time that a company's doors are closed will ...