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What Does Homeowners Insurance Cover?

What Does Homeowners Insurance Cover?

Homeowner’s insurance provides unique coverage for your home and belongings. A very comprehensive policy that offers homeowners peace of mind, there is a lot to understand about homeowner’s insurance. Keep reading to find out what kind of protection this essential coverage can provide for the things that matter most to you. What is Covered Under Homeowner’s Insurance Homeowner’s insurance is a multi-line policy, offering both liability and property coverage. If someone is hurt on your property and brings ...
California Homeowners Struggle to Find Fire Insurance

California Homeowners Struggle to Find Fire Insurance

In the aftermath of the most destructive fires California has ever seen, homeowners are facing a big problem. The California Department of Insurance has received increased complaints, evidence, and feedback from consumers that homeowners’ insurance coverage in high-risk areas is increasingly difficult to obtain and unaffordable for those that need it. 1 in 3 CA Homes in High-Risk Areas There are an estimated 3.6 million Californian homes in the wildland-urban interface (WUI), of which 1 million ...
7 Reasons Your Homeowners Insurance Could Be Cancelled (And What To Do About It)

7 Reasons Your Homeowners Insurance Could Be Cancelled (And What To Do About It)

Own a home? Then there’s a good chance you have homeowners insurance. Approximately 95% of homeowners are covered; most lenders require homeowners insurance as a way to protect their interest in the property. Even if you’ve paid off your home, keeping it insured is still a smart move; it generally covers structural damage, loss from theft, and shelters you against costly liability lawsuits if someone is injured on your property. And, as thousands of Californians ...