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Pair high tech insurance with strong cyber security

This blog has previously explained why small and medium-sized businesses need to remain especially diligent in an increasingly digital world. Regardless of a company's size, it is essential to have strong protections in place to prevent cyber criminals from accessing sensitive information, such as customers' personal data.If recent events are any indication, all types of organizations could fall prey to an online attack, and the recovery process could be expensive and time-consuming.LivingSocial, the popular website ...

Guarantee your company's future during National Small Business Month

May is National Small Business Month, which is as good of a time as any for company leaders to take a look at their organization and make sure everything is in working order. For some small to medium-sized business owners, this might be an ideal time to try something new, like offer new services or a different product.Testing the waters can be unnerving, but recent research shows that some owners are willing to try ...

Remember the insurance when you start a business

Silicon Valley is often hailed as the center of the startup community. Or at least, it is a popular destination for entrepreneurs to try their hands at running a small to medium-sized business. An important thing to remember though, is that when building a company up from scratch, having the right insurance policies in place is necessary for long-term success.For example, let's say that you run your own business in California - Silicon Valley ...

Protect yourself: Small businesses are bigger targets for hackers

Data breaches are not only inconvenient for customers who have their information stolen, the recovery process can be long and expensive for business owners. As small and medium-sized enterprises become more reliant on computer systems and mobile devices, it is crucial for company leaders to remain diligent in updating security systems.To that same extent, having a comprehensive technology insurance policy, that accounts for daily operations as well as the unexpected, can help a business ...

Find the right coverage as you make investments for your company

As small and medium-sized business owners, it is often good to hope for the best and prepare for the worst. No company head wants to shut down because of flooding damage, or have a month-long break as repairs are done to fix debasements from vandalism.So, why then would an owner not invest in comprehensive property insurance? Without the right policy, or combination of policies, the recent optimism being seen by business owners could once ...

Even startups and small companies cannot overlook insurance

As the economy slowly regains steam, startup businesses have become more popular. Entrepreneurs of all ages are looking to create their own companies. Even cities that have not been popular startup locations in the past are beginning to see organizations being formed.Bloomberg Businessweek explained that Detroit, New Orleans and St. Louis are just some examples of areas that are playing host to startup companies.For example, Tim Williamson told Bloomberg that after he spent most ...

As technology changes, insurance policies must keep pace

In this digital age of smartphones and tablet computers, individuals are always excited to have the latest and greatest mobile device. No one wants to be left behind when it comes to technology. Many small and medium-sized businesses are beginning to implement new systems into their daily operations, keeping the organization as current as possible. However, business insurance policies can easily be overlooked.If you take care to have the most recent cell phone, why ...

Businesses need to account for all kinds of data breaches

This blog has previously discussed the trend of businesses of all sizes becoming more reliant on the internet and other technical systems. However, as this continues, company leaders must also ensure that they are keeping necessary protection plans up-to-date as well.Digital Defense CEO Larry Hurtado explained to Fox Business that sophisticated cyber criminals are turning to social engineering attacks. In this scenario, hackers target a specific individual and try to get him or her ...

Combining policies: A comprehensive solution to your insurance needs

The same way that "two heads are better than one," sometimes small to medium-sized business owners require more than one type of insurance policy. As these companies are often in niche markets, it is critical for organization leaders to find the best coverage plans.No two businesses are identical, which is why working with commercial insurance specialists is a wise move for many owners. That way, the right policies can be found that will ensure ...

Business insurance can help solidify an owner's future

While opening any business comes with worries and concerns, small companies often face more uncertainty. This can be due in large part to financial issues, as owners could have a more difficult recovery process should anything go wrong.According to the Small Business Owner Optimism Index from the National Federal of Independent Business, small business owners are less confident than they were last month in terms of economic recovery.Specifically, the index dropped to 89.5 in ...