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Small business relief is slow, steady process following Sandy

This blog previously discussed how businesses of various sizes need to keep themselves prepared for the impact of severe weather. Hurricane Sandy proved to many owners that cleanup costs can be immense, and applying for a loan through the Small Business Administration (SBA) was a good option for many companies.When organizations are creating a business plan, ensuring that all aspects are accounted for and paperwork has been properly filed, it's important to not forget ...

Sandy and Nemo are perfect examples for the necessity of commercial property insurance

East Coast businesses have had one curveball after another thrown at them over the last few months. First, Hurricane Sandy devastated residents and companies along the Eastern Seaboard. Then, just last weekend, Winter Storm Nemo dumped up to three feet of snow in some areas. Organizations across the nation should take note of the recovery process, to ensure that if Mother Nature makes her way to their location, they can not only weather the storm ...

With the rise of BYOD, businesses need to take precautions against data breaches

As businesses work toward integrating new systems and innovations into their daily operations, it is very easy to overlook creating precautions against security issues. However, with more companies using bring-your-own-device (BYOD) strategies, for example, the threats of data breaches are increasing.A comprehensive technology insurance policy can be beneficial for any organization. With sensitive information being stored on smartphones, tablets or laptops, companies run the risk of a security breach should an employee lose the ...

Winter storm Nemo wreaks havoc for East Coast businesses

New England was battered last weekend by winter storm Nemo, with many areas receiving close to two feet of snow and thousands left without power through Monday morning. President Barack Obama declared States of Emergency for Connecticut, Massachusetts, New York and Rhode Island.While snow is often associated with winter for many areas, it's important for business owners to be aware of how Mother Nature can affect their daily operations. Repairs could take months, and companies across ...

Technology insurance is crucial for businesses of all size

With computer systems quickly evolving, fewer companies are asking whether or not they need to implement new technologies, and more are asking themselves, why not?One major reason businesses could be hesitant is that with increased activity online, cyber criminals continue to find new ways to infiltrate systems and access personal information of customers and company employees. However, there are several precautions that organizations of all sizes can take.In addition to comprehensive and far-reaching security ...

Why California contractor insurance is a necessity for builders

With the U.S. Department of Labor releasing its most recent jobs report, the nation proved that it's continuing to work its way back to full strength. While the unemployment rate crept back to 7.9 percent, 157,000 new positions were added. Construction was one of several highlights, as 28,000 jobs were added to that sector in January.Companies in the construction industry will want to take full advantage of new opportunities, and as such, it's crucial to take ...

Employee's Facebook photos end her FMLA claim

In this digital age with technology changing every day, individuals and businesses are becoming more reliant on computers and mobile devices. Social media is also on the rise, which is something that companies should remain aware of.Advantage Health Physician Network encountered such an issue when an employee posted photos on her Facebook page that were in contradiction with her claims of being unable to work. Back in August 2009, Sara Jaszczyszyn saw her doctor ...

Energy Department hit by cyber attack, said classified info not stolen

As this blog has previously discussed, it's important in this digital age for businesses to keep themselves properly protected against online security threats. Without necessary guardrails like technology insurance, an organization could find itself under severe public scrutiny and could pay heavy financial damages in order to fully recover.The U.S. Department of Energy admitted that hackers breached 14 of its servers and 20 workstations two weeks ago. While the organization said that "no classified data was ...

California museum is ready for its closeup

When Josephine Randall, San Francisco's first superintendent of recreation, wanted to create a place where children could learn about the environment in a hands-on approach back in 1937, her only location option in Corona Heights, California, was the the city's old jail on Ocean Avenue. While the Randall Museum moved in 1951, it is set for another makeover.Scott Weiner, on the state board of supervisors, said in a statement that a $6 million grant ...

Iowa hospital possibly committed HIPAA violation with unencrypted devices

While proper security measures are crucial for businesses across all industries, the healthcare sector needs to be especially vigilant in keeping patient data safe. Even if a device goes missing and is later returned, the amount of time that it was no longer in the possession of a company, a breach has occurred.With that in mind, companies are well-advised to ensure that they have a comprehensive technology insurance policy in place. That way, should ...