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Unique businesses might have a varied recovery process

Companies can look extremely different when compared side by side. When owners are trying to fine-tune their unique organization, it is important to not neglect an insurance policy that caters to the business' daily operations - regardless of what that entails. Location, types of customers and even the products being sold can all have major effects on how a business can function. To that same effect, a variance in any of those things can negatively impact a ...

Rise in BYOD underlines need for technology insurance

Small and medium-sized businesses are often conducting daily operations on-the-go. Cell phones, tablets and laptop computers can help owners in a variety of ways. Whether it's placing orders or communicating with customers, technological innovations are now the norm.Many large corporations have adopted bring-your-own-device (BYOD) policies, to account for employees transporting information to and from the office. However, such security measures should not be forgotten by any business, regardless of its size.A report released last ...

Study: Cybercrime can be a business' downfall

This blog has previously discussed the increase in data breaches as technology continues to become more prominent in the business world. Small and medium-sized companies can be especially vulnerable, and according to a recent survey, one data breach could force an organization to permanently shut its doors.Even if you are a small business owner who has just one computer involved in daily operations, that could be the device that gets infiltrated. It is not ...

One data breach is one too many for any business

As technology continues to evolve, companies of all sizes and across many industries are working hard to keep pace. With the huge push to integrate the internet into daily operations, the proper way to dispose of old information though is often forgotten about.However, small and medium-sized businesses must take care to keep themselves protected on all fronts. While some owners might have the mindset that no one wants to break into their computer system, the ...

How insurance can help seasonal businesses during uncertain times

Following a severe weather event, the recovery process is hardly ever easy. However, if small and medium-sized business owners do not have the right property insurance in place, it can be even more difficult to reopen for customers.For example, some businesses are seasonal, or will see higher revenue during certain parts of the year. What happens if severe weather strikes? Or if a cyber criminal hacks into the computer system? With regular customers only ...

Lessen your company's vulnerability with the right technology insurance

Few businesses are completely impervious to change, which is why many sectors have been integrating more computer systems into their daily operations. However, with those adjustments also comes the risk of cyber attacks, something that companies of all sizes must prepare for."Small businesses generally have fewer resources available to monitor and combat cyber threats, making them easy targets for expert criminals," Chris Collins, chairman of the House's Subcommittee on Health and Technology, told Entrepreneur. ...

Prepare for time-consuming and expensive recoveries

No business owner ever expects to temporarily or permanently close due to unforeseen circumstances. However, nearly every company head expects to have a quick recovery should anything from a natural disaster to vandalism occur to their store front. Without the necessary preparations in place, that latter situation will be even more difficult to achieve.A comprehensive insurance policy can help business owners work toward reopening their business. This blog has previously discussed the importance of ...

Small business owners need to take care to not be left behind

No company wants to close its doors after only a few years. However, without the right preparations, business owners will find it more difficult to remain open. As technology continues to evolve, and natural disasters and other unforeseen events remain a possibility, having a comprehensive insurance policy is a necessity for small and medium-sized businesses.A recent contribution piece in Forbes examined the data, and said that a major reason smaller businesses fail is that owners ...

High-profile hacking is a reason for businesses of all sizes to be prepared

"It will never happen to me."That is a dangerous mindset for small and medium-sized business owners to have, especially when it comes to sensitive information that is stored online. Computer systems have become commonplace in companies across all industries. Whether organizations use databases - virtual or physical storage - for customer information or otherwise, security measures are crucial.However, the unexpected can still happen. Without the right technology insurance in place, businesses could be facing an ...

Invest in business insurance now to avoid hassles later

Murphy's Law states that anything that can go wrong, will go wrong. When it comes to finding the proper insurance coverage for your small to medium-sized business, this saying might be a little dark, but it holds some truth to it. If company owners do not have a comprehensive policy that can account for the unexpected, then it will be much more difficult to recover after the fact.For example, when severe weather happens, business ...