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Pair technology insurance with thorough employee education

This blog has previously discussed business' increasing reliance on computers, the cloud and mobile devices. More companies are putting sensitive data into online storage, which gives cyber criminals a potential gold mine if they can break through the security system. However many firewalls and password protections are put in place though, small to medium-sized business owners must take a few extra steps to keep their organization safe.For example, all employees need to be given explicit ...

Early California wildfires prove need for strong business insurance

This blog has previously discussed the importance of a business' location when it comes to choosing the right insurance policy. Weather patterns will vary depending on the different areas of the United States. As a small to medium-sized business owner in California, arid conditions that are paired with strong winds can lead to dangerous wildfires.The Associated Press described the recent "White Fire" near Santa Barbara County. On Monday afternoon, the blaze started near the ...

Keep confident with strong Nevada business insurance

Small business owners across the country have no doubt been feeling the effects of a struggling economy. There are many things to consider when starting a business and there are other factors to keep in mind as the company starts to thrive. Additionally, the organization's location could affect what type of insurance policies an owner purchases.For Nevada business owners, working with commercial insurance specialists who understand the area can be beneficial in helping them choose ...

Consider the timeline when choosing an insurance policy

California business owners have many things to consider when they first open their doors. Are my finances in order? Do I have enough of my product? Are my employees properly trained?However, one question that might not be asked enough has to do with insurance. The right California business insurance policy could be immensely helpful should anything happen to the company. A recovery process can often last much longer than anticipated, and anything that is ...

Arizona business insurance can help when loans are not enough

As a small to medium-sized business owner in Arizona, watching the news about tornado damage in Oklahoma or New Jersey from Hurricane Sandy, it could be easy to think, "That will never happen to me." While the exact same type of storm might not occur, there is still an important lesson to be learned. Should an unexpected event happen, and you do not have a comprehensive Arizona business insurance policy, the recovery process could ...

Keep your business prepared for dangerous storms

This blog recently discussed how a majority of small business owners do not consider themselves at-risk for experiencing an event on the same scale as Hurricane Sandy. However, the tornado that ripped through Oklahoma earlier this week further underlines the importance of being prepared at all times.Moore, Oklahoma, which is near Oklahoma City, was ravaged by a level EF-5 tornado, with winds between 200 and 210 miles per hour.  Reports said that the tornado ...

Why business insurance needs to be part of a preparedness plan

California small and medium-sized business owners are unlikely to experience a hurricane in their location. Even so, it is important to take note of events like Hurricane Sandy, and ensure that their companies will be able to withstand unexpected events and maintain regular daily operations.According to a survey from FedEx and the American Red Cross, 70 percent of small businesses don't consider themselves at risk for experiencing a disaster similar to the superstorm. Furthermore, companies that were affected ...

Niche companies can still benefit from Nevada business insurance

No matter how small or niche a business might be, there is a business insurance policy - or set of policies - that can protect the company through numerous situations.For example, a company's daily operations could be devastated if tools that are regularly used are either damaged or stolen. Or, what if a customer falls and then injures himself on the business' property? Having the necessary Nevada general liability insurance policy can help an ...

California business insurance can help small companies thrive

"Eureka!"While California's motto is often tied with the initial state gold rush, it can also be a phrase that small to medium-sized business owners use when they achieve periods of strong growth. However, not having the right California business insurance policy can put a serious damper on long-term goals.With the economy slowly working its way back to full strength, company leaders should not have to worry about how severe weather, vandalism or even a ...

No organization can overlook technology insurance

As technology continues to evolve, more businesses - of all sizes and across all industries - are becoming more reliant on computers and other mobile devices. This is one reason why company leaders need to have a strong insurance policy in place that accounts for data breaches. With sensitive information being stored online, hackers can do much damage when they are able to access a certain system.Without properly educating employees, and having the necessary coverages ...