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Prevent debt from being part of your recovery process

No business owner can predict severe weather, let alone how a storm will affect his or her company. What is even more unforeseen though, is how long the recovery process could take. Organizations that do not have a general business insurance policy, or have coverages that do not account for all aspects of the company, could face a difficult recovery.Owners who do not have commercial property insurance could be forced to pay for expenses ...
June 18, 2013By InterWest Insurance Business and IT Insurance Tag 0 Comment Read More »

Tourist-dependent businesses require the right insurance

The wildfire season has begun, with many Southwest and West Coast states feeling the heat from unpredictable blazes. For many residents, having to temporarily evacuate from their home is inconvenient, but it is not likely to cause continuous losses. Small to medium-sized business owners on the other hand have a whole other set of issues to deal with should a fire disrupt their normal operations.Take Colorado, for example, which is the latest state to ...
June 17, 2013By InterWest Insurance General Insurance News Tag 0 Comment Read More »

Errors happen, technology insurance is needed

"Anything that can go wrong, will go wrong."While Murphy's Law might be an extreme scenario, it is a mindset that small to medium-sized business owners should still prepare for. Running a company is not necessarily always riddled with mishaps and unforeseen events, but assuming that nothing will ever happen can be extremely costly in the long-run.This example can be seen when it comes to data breaches. Without the right technology insurance and types of ...
June 14, 2013By InterWest Insurance Business and IT Insurance Tag 0 Comment Read More »

Construction jobs improve, underlining need for proper insurance

This blog previously discussed the most recent employment numbers from the Bureau of Labor Statistics. While the economy as a whole has been working its way back to a full recovery, the construction industry was especially hard hit over the last few years in terms of employment. However, May saw 7,000 construction positions added, which pushed the sector's unemployment level down to 10.8 percent—the lowest level for May in five years.Furthermore, with a total ...
June 13, 2013By InterWest Insurance Contractor Insurance Tag 0 Comment Read More »

How power outages can affect your business

What happens when the power goes out?As a California business owner, you might not realize how important electricity can be for daily operations, or at the very least, you might not know what longstanding outages can cost your company.Through severe weather or other unforeseen events, having the right insurance policies in place that account for your business not running normally can be immensely helpful for reducing recovery costs. Several Michigan companies discovered this, when ...
June 12, 2013By InterWest Insurance General Insurance News Tag 0 Comments Read More »

Summer is an ideal time to review your insurance policies

The warmer weather often makes it easier to forget the possibility of severe weather. While summer can bring tornadoes or wildfires to some areas of the country, when the sun is shining down, it is common for business owners to be carefree.There is nothing wrong with enjoying the laid back feel June and July bring, but before company leaders become too relaxed, reviewing their current general business insurance policies is a wise move. That ...
June 11, 2013By InterWest Insurance General Insurance News Tag 0 Comment Read More »

Why technology insurance should be part of your recovery plan

This blog recently discussed the importance of business owners keeping their information protected as they start to incorporate cloud technology into daily operations. While a digital aspect can keep companies up to date on the most efficient ways to run an organization, they can also expose owners to unforeseen risk.Whether a cyber criminal hacks into the computer system or an employee knowingly exposes sensitive company data, any type of data breach can be devastating ...
June 10, 2013By InterWest Insurance Business and IT Insurance Tag 0 Comment Read More »

The economy recovers, but you still need business insurance

The U.S. Department of Labor released its latest jobs report numbers, with the nation's unemployment rate rising to 7.6 percent in May. Overall, 175,000 new positions were added and 420,000 Americans joined the workforce.As a small to medium-sized business owner, you might wonder how this could affect your company. This blog has previously discussed the importance of smaller firms when it comes to the overall economy. More individuals seeking out employment is good news ...
June 7, 2013By InterWest Insurance General Insurance News Tag 0 Comment Read More »

Keep your business protected as you move to the cloud

As technology evolves, more companies are becoming increasingly reliant on digital innovations. This blog has previously discussed the importance of training employees on best practices to keep sensitive data protected, but exactly how important is it to be wary of online threats?Small to medium-sized business owners cannot have the mindset that cyber criminals will not care about their organization. Recent research shows that cloud computing has become an exceedingly common business trend, and experts believe ...
June 6, 2013By InterWest Insurance Business and IT Insurance Tag 0 Comment Read More »

How important is tool insurance?

Summer is just around the corner, and with the seasonal change likely comes an increase in homeowners wanting to fix up their houses. For individual contractors, landscaping companies or even smaller construction firms, this could be a very profitable time. But with all of that traveling, moving from one location to the next, it is essential that your property remain protected.Let's say that you are hired to do landscaping for several different homes. You are ...
June 5, 2013By InterWest Insurance Contractor Insurance Tag 0 Comment Read More »