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California businesses need to keep insurance policies current

It is not a surprise that California has different weather patterns than other areas of the United States. Why then, would small and medium-sized business owners in the Golden State assume that one generic insurance policy is enough to cover their daily needs and unexpected events?Working with commercial insurance specialists who specialize in various forms of California business insurance policies is well-advised. Not only is it important to account for regular operations - making ...

Don't let insurance be a roadblock to your startup business

Startup companies have many things to consider when they open their doors for the first time. However, facing a hurricane is often not at the forefront of business owners' minds. Hurricane Sandy caused many damages along the East Coast, and some companies are still feeling the effects.Such is the case with Jessica Isaacs, who was weeks away from opening Cocoa Bakery in New Jersey when the superstorm hit. She told the Wall Street Journal ...

Guarantee your company's future during National Small Business Month

May is National Small Business Month, which is as good of a time as any for company leaders to take a look at their organization and make sure everything is in working order. For some small to medium-sized business owners, this might be an ideal time to try something new, like offer new services or a different product.Testing the waters can be unnerving, but recent research shows that some owners are willing to try ...

Remember the insurance when you start a business

Silicon Valley is often hailed as the center of the startup community. Or at least, it is a popular destination for entrepreneurs to try their hands at running a small to medium-sized business. An important thing to remember though, is that when building a company up from scratch, having the right insurance policies in place is necessary for long-term success.For example, let's say that you run your own business in California - Silicon Valley ...

Find the right coverage as you make investments for your company

As small and medium-sized business owners, it is often good to hope for the best and prepare for the worst. No company head wants to shut down because of flooding damage, or have a month-long break as repairs are done to fix debasements from vandalism.So, why then would an owner not invest in comprehensive property insurance? Without the right policy, or combination of policies, the recent optimism being seen by business owners could once ...

Even startups and small companies cannot overlook insurance

As the economy slowly regains steam, startup businesses have become more popular. Entrepreneurs of all ages are looking to create their own companies. Even cities that have not been popular startup locations in the past are beginning to see organizations being formed.Bloomberg Businessweek explained that Detroit, New Orleans and St. Louis are just some examples of areas that are playing host to startup companies.For example, Tim Williamson told Bloomberg that after he spent most ...

Keeping small businesses healthy is important to overall economy

The Washington Post started a new blog series, written by Karen Mills, administrator of the U.S. Small Business Administration (SBA). In her most recent piece, Mills explained how important small companies are to the overall success of the American economy, and why it is necessary for the government to feed those organizations' needs however they can. According to Mills, the vast majority of U.S. small businesses are sole proprietorships, which are responsible for 23 million ...

With small business boom, make sure you have the right insurance

This blog has previously discussed the difficulties that small to medium-sized businesses can face when it comes to recovering from disaster. Whether a cyber attack or natural disaster occurs, the financial setback can be immense and take time to overcome.When building a business from scratch, having the right general business insurance policy is a necessity. Working with commercial insurance specialists can help owners find the best coverage options for their daily operations as well ...

How small business insurance can keep you organized

The tax deadline is quickly approaching and individuals as well as business owners must ensure that they have all necessary paperwork on hand so filing can be as simple as possible. Company heads might not be subject to fines this year, but improper filing - or lack thereof - could cause serious trouble in the future.As this blog has previously mentioned, smaller businesses often have a more difficult time recovering from financial setbacks. Natural ...

The simple questions you should ask when running a home-based business

It is not a new concept to operate a business out of one's home. Not only can it save on the costs of buying or renting a building, some entrepreneurs find it convenient to have all amenities in one location. According to the Small Business Administration, 53 percent of all small businesses located in the U.S. are home-based.However, what do you need to do as an owner to guarantee that your company is properly ...