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Protect yourself: Small businesses are bigger targets for hackers

Data breaches are not only inconvenient for customers who have their information stolen, the recovery process can be long and expensive for business owners. As small and medium-sized enterprises become more reliant on computer systems and mobile devices, it is crucial for company leaders to remain diligent in updating security systems.To that same extent, having a comprehensive technology insurance policy, that accounts for daily operations as well as the unexpected, can help a business ...

As technology changes, insurance policies must keep pace

In this digital age of smartphones and tablet computers, individuals are always excited to have the latest and greatest mobile device. No one wants to be left behind when it comes to technology. Many small and medium-sized businesses are beginning to implement new systems into their daily operations, keeping the organization as current as possible. However, business insurance policies can easily be overlooked.If you take care to have the most recent cell phone, why ...

Businesses need to account for all kinds of data breaches

This blog has previously discussed the trend of businesses of all sizes becoming more reliant on the internet and other technical systems. However, as this continues, company leaders must also ensure that they are keeping necessary protection plans up-to-date as well.Digital Defense CEO Larry Hurtado explained to Fox Business that sophisticated cyber criminals are turning to social engineering attacks. In this scenario, hackers target a specific individual and try to get him or her ...

Combining policies: A comprehensive solution to your insurance needs

The same way that "two heads are better than one," sometimes small to medium-sized business owners require more than one type of insurance policy. As these companies are often in niche markets, it is critical for organization leaders to find the best coverage plans.No two businesses are identical, which is why working with commercial insurance specialists is a wise move for many owners. That way, the right policies can be found that will ensure ...

Business insurance can help solidify an owner's future

While opening any business comes with worries and concerns, small companies often face more uncertainty. This can be due in large part to financial issues, as owners could have a more difficult recovery process should anything go wrong.According to the Small Business Owner Optimism Index from the National Federal of Independent Business, small business owners are less confident than they were last month in terms of economic recovery.Specifically, the index dropped to 89.5 in ...

Regardless of when you start your business, have the right insurance

This blog has previously highlighted the struggles that business owners might experience. A  natural disaster, vandalism or even a cybersecurity issue could force a company to close its doors. Even if it is only temporary, the process of getting back on one's feet can be time consuming and costly. No matter when an individual decides to start a business, there are many things to consider.A recent study, the 2013 Global Entrepreneurship Monitor, found that more than ...

Manage your risk, do not let it manage your business

Small and medium-sized company owners might wonder what exactly qualifies them for needing business insurance. Just having an organization open for customers makes them qualified.The location doesn't negate the need for insurance, rather it plays a factor in which type an owner should purchase. This blog has previously explained the importance of commercial property insurance for those who work out of their home or even rent from a landlord."If you own your building or ...

Unique businesses might have a varied recovery process

Companies can look extremely different when compared side by side. When owners are trying to fine-tune their unique organization, it is important to not neglect an insurance policy that caters to the business' daily operations - regardless of what that entails. Location, types of customers and even the products being sold can all have major effects on how a business can function. To that same effect, a variance in any of those things can negatively impact a ...

Rise in BYOD underlines need for technology insurance

Small and medium-sized businesses are often conducting daily operations on-the-go. Cell phones, tablets and laptop computers can help owners in a variety of ways. Whether it's placing orders or communicating with customers, technological innovations are now the norm.Many large corporations have adopted bring-your-own-device (BYOD) policies, to account for employees transporting information to and from the office. However, such security measures should not be forgotten by any business, regardless of its size.A report released last ...

Study: Cybercrime can be a business' downfall

This blog has previously discussed the increase in data breaches as technology continues to become more prominent in the business world. Small and medium-sized companies can be especially vulnerable, and according to a recent survey, one data breach could force an organization to permanently shut its doors.Even if you are a small business owner who has just one computer involved in daily operations, that could be the device that gets infiltrated. It is not ...